It was a real pleasure to hear about a cash discount merchant company. Its about time, tired of paying for customer rewards back to the credit cards. I locked a low rate and they never raised my rate, even though all other merchant companies will, without telling you. I have given 2 referrals since using reversepos. Its a no brainer, as the salesperson said. PLUS, #1 customer service.. You never get that with a typical processing company. Find out if it works for you, takes a minute on their website.